हमारा मिशन

हमारा मिशन है – ईमानदारी और आसानी से फाइनेंस देकर हर भारतीय को आगे बढ़ने का मौका देना, ताकि वो अपने सपने पूरे कर सके और एक बेहतर जीवन बना सके|

हमारा विज़न

हम मानते हैं कि हर इंसान तरक्की के लिए मेहनत करता है, और तरक्की से बड़ी कोई प्रेरणा नहीं होती| हमारा विज़न है - अपने हर साझेदार, ग्राहक और कर्मचारी की आर्थिक प्रगति को बढ़ावा देना| यही सोच हमें हर फैसले में सही दिशा की ओर ले जाती है|

अब तक का सफ़र

1975

Finance Business Started

Finance Business Started in July 1975 under the firm name – ‘Mannalal Surajmal’ (MS)

2017

Birth of MS Fincap

On 12 Jan 2017, we received our RBI license.

2018

Bassi Branch Inauguration

On 21st July 2018, we opened our first branch in Bassi, Rajasthan.

2020

AUM 100Cr+

In March 2020, our AUM crossed ₹100 Crores.

2020

Products by MS Fincap

In September 2020, we launched the EdCred product and fintech lending.

2021

1000+ Customers

By January 2021, we had over 1,000 customers.

2021

2000+ Customers

By December 2021, we had over 2,000 customers.

2022

10th Branch and 100+ Team

By April 2022, we inaugrated 10th branch at Shree Madhopur & had over 100+ team members.

2022

Expanded to MP & GJ with 25 branches & School Loan product

By December 2022, we started operations in Madhya Pradesh & Gujarat, launched School Loan product & crossed 25 branches.

2022

New corporate office & 200+ team

In April 2023, we shifted to our new corporate office and grew to a 200+ member team.

2023

CRISIL BBB- Rating

In December 2023 we received CRISIL BBB- rating.

2024

AUM 250Cr+

By March 2024 our AUM crossed ₹250 Crores.

2024

New Management Team

In October 2024, we welcomed a new management team to drive our next phase of growth.

2025

AUM 350Cr+

By March 2025 our AUM crossed ₹350 Crores.

2025

AUM 450Cr+ & Economic Times Best NBFC in Rajasthan

By September 2025, our AUM crossed ₹450 Crores, and we were awarded the Economic Times Best Non-Banking Financial Company in Rajasthan.

एमएस फिनकैप प्राइवेट लिमिटेड की स्थापना एक ऐसे परिवार ने की है, जो पिछले चार दशकों से वित्तीय सेवाओं में अनुभव रखता है। हम मानते हैं कि वित्तीय सहायता हर व्यक्ति का अधिकार है, और सही साधन मिलने पर हर कोई अपने सपनों को पूरा कर सकता है।

इसी सोच के साथ, वर्ष 2013 में हमारी कंपनी की शुरुआत हुई और आज हम रिज़र्व बैंक ऑफ इंडिया (RBI) से पंजीकृत एक एनबीएफसी हैं। हम किसानों, छोटे कारोबारियों और परिवारों को उनके सपनों तक पहुँचाने के लिए आसान और भरोसेमंद ऋण उपलब्ध कराते हैं। हमारा उद्देश्य है – लोगों की आर्थिक प्रगति में साथ देकर उनके जीवन में सकारात्मक बदलाव लाना।

हमारे मूल्य

MS Fincap में, हमारे मूल्य केवल शब्द नहीं — हमारे रोज़मर्रा के काम का आधार हैं | हम जिस तरह लोगों से पेश आते हैं, और जिस ज़िम्मेदारी से अपने काम को निभाते हैं — यही मूल्य हमारी पहचान बनाते हैं।

लोग

हम हर व्यक्ति का सम्मान करते हैं चाहे वह ग्राहक हो, सहयोगी, जूनियर या मददगार। सम्मान हमारे हर रिश्ते की नींव है।

ईमानदारी

हम पहले खुद से और फिर दूसरों से ईमानदार रहते हैं। सच्चाई और पारदर्शिता हमारे काम की पहचान हैं।

प्रदर्शन

हम सिर्फ़ मेहनत नहीं करते, नतीजे लाते हैं। हमारा मानना है कि अच्छे इरादे तब तक अधूरे हैं जब तक वे सही परिणाम न दें।

उत्तरदायित्व

हम अपनी सफलता और असफलता दोनों की पूरी ज़िम्मेदारी लेते हैं। हर अनुभव से सीखना हमारी आदत हैं।

हमारी टीम

MS Fincap Team

बोर्ड ऑफ़ डायरेक्टर्स

Mukund Modi

Managing Director

Mukund Modi

Mr. Mukund studies in one of the most reputed business schools in India, Shri Ram College of Commerce, Delhi where his, the endeavour to explore the world led him to pursue his study at Kelley School of Business, Indiana University, USA. He completed his graduation with concentration in Finance & Entrepreneurship. The inclination to learn more about society got him into doing a minor in Sociology.

He completed his post-graduation from the prestigious Indian School of Business, Hyderabad where he gained the skills of steering generations old family business in the new world with new methods. Working in the 35-year-old family business of financing has given him great insights into the foundation principles of financing. On the business front, he looks after the liability side of the business. He is a motivator & mentor for the team of bright & young professionals at MS Fincap. Mr. Mukund is actively involved in strategic management, fundraising and technology.

Mr. Mukund studies in one of the most reputed business schools in India, Shri Ram College of Commerce, Delhi where his, the endeavour to explore the world led him to pursue his study at Kelley School of Business, Indiana University, USA. He completed his graduation with conc...

Mukund Modi

Managing Director

Mr. Shridhar Modi

Executive Director

Mr. Shridhar Modi

Mr. Shridhar has also completed his graduation at the Kelley School of Business, which ranks amongst the top 10 business schools in the US. His fondness for numbers made him choose Business Analytics as one of the majors apart from Finance. He completed his education with a triple major with the last being International Business. He has a lot of experience & exposure to the western world community as he also did a summer school program at London School of Economics.

Mr. Shridhar has attended short courses at Kellogg School of Management, Chicago & IE Business School, Spain. To take the family business to new heights, he also pursued the Family Business MBA from Indian School of Business, Hyderabad. He is a stern leader with a special focus on numbers & efficiency.

Mr. Shridhar has also completed his graduation at the Kelley School of Business, which ranks amongst the top 10 business schools in the US. His fondness for numbers made him choose Business Analytics as one of the majors apart from Finance. He completed his education with a triple major with the las...

Mr. Shridhar Modi

Executive Director

Preksha Modi

Director

Preksha Modi

An alumna of City, University of London, Mrs. Preksha Modi looks after the integral support system, the Human Resource department across all verticals. Having done the executive program of Women in Family business from ISB, Mrs. Preksha has been expertly handling her responsibilities of leading talent acquisition, performance management, training & development along with the complete employee well-being.

She is also driving the brand building of MS Fincap across all platforms with specialization in Business Journalism, she has been a vital force in the formation of and adherence to policies and stabilizing a healthy culture across the organization. Chairing the Internal Complaints Committee, she also leads the company's internal campaign called 'Ek Chah Ek Raah' to align all members with one goal under one direction.

An alumna of City, University of London, Mrs. Preksha Modi looks after the integral support system, the Human Resource department across all verticals. Having done the executive program of Women in Family business from ISB, Mrs. Preksha has been expertly handling her responsibilities of leading tale...

Preksha Modi

Director

Gunjan Mittal

Non-Executive Director

Gunjan Mittal

Mrs. Gunjan Mittal is a qualified Chartered Accountant and has specialized her work in the field of GST. She has deep knowledge of the Indian taxation system and represents a coalition of specialized skills that are geared to offer sound financial solutions and services.

She also looks after the RBI compliances for NBFCs. She has also written articles for WMEC of Jaipur and was on the technical team of NATCON 2018 & 2017.

Mrs. Gunjan Mittal is a qualified Chartered Accountant and has specialized her work in the field of GST. She has deep knowledge of the Indian taxation system and represents a coalition of specialized skills that are geared to offer sound financial solutions and services. She also looks after the RBI...

Gunjan Mittal

Non-Executive Director

Sujan Sinha

Independent Director

Sujan Sinha

Mr. Sujan Sinha is a senior finance professional, with more than 3½ decades in the industry, having worked for banks & NBFCs, primarily in the retail field. Mr. Sinha had been involved with significant responsibilities during his career with Axis Bank, starting from coordinating with renowned global corporate for setting up a joint venture NBFC to overseeing the bank's equity investments in other NBFCs as well as credit bureaus setting up in India, like Experian.

After 12 years with this private sector lender, Mr. Sinha joined the Chennai-based Shriram Group, selected to head the Shriram Housing Finance Limited (SHFL).

Mr. Sujan Sinha is a senior finance professional, with more than 3½ decades in the industry, having worked for banks & NBFCs, primarily in the retail field. Mr. Sinha had been involved with significant responsibilities during his career with Axis Bank, starting from coordinating with renowned global...

Sujan Sinha

Independent Director

Mr. Vineet Patni

Executive Director & CEO

Mr. Vineet Patni

Mr. Vineet Patni has a diverse experience of around 27 years in the field of profitability management, distribution management, sales & marketing, business development, risk analysis and collections. He also has a notable experience in generating business and identifying and assessing channel partnerships across various states of India.

Prior to joining MS Fincap, Mr. Patni was associated with Aavas Financiers, Fullerton India Credit Company Limited, Axis Bank, ABN AMRO among others. Mr. Patni drives the asset side of the business leading the sales, credit, operations departments.

Mr. Vineet Patni has a diverse experience of around 27 years in the field of profitability management, distribution management, sales & marketing, business development, risk analysis and collections. He also has a notable experience in generating business and identifying and assessing channel partne...

Mr. Vineet Patni

Executive Director & CEO

Help Corner

जी हाँ, MS FINCAP मॉर्गेज लोन अगेंस्ट प्रॉपर्टी प्रदान करता है। इस स्मॉल मॉर्गेज लोन से आप व्यापार का विस्तार, नया स्टॉक खरीदना या वर्किंग कैपिटल मैनेजमेंट कर सकते हैं। हमारी तुरंत लोन अप्रूवल प्रक्रिया के साथ 3–5 दिनों में फंड आपके खाते में उपलब्ध हो जाते हैं।

हाँ, हमारे मॉर्गेज लोन (Mortgage Loan Against Property) से आप अपनी रिहायशी या कमर्शियल प्रॉपर्टी को गिरवी रखकर फंड प्राप्त कर सकते हैं। यह कम ब्याज दर वाला सुरक्षित लोन है और बड़ी राशि पर भी आसानी से अप्रूवल मिलता है।

जी हाँ, MS FINCAP कंस्ट्रक्शन लोन (Construction Loan in India) उपलब्ध कराता है। इससे आप नया मकान, शॉप या बिल्डिंग आसानी से तैयार कर सकते हैं। आसान EMI विकल्प और तेज़ अप्रूवल के साथ निर्माण कार्य बिना रुके आगे बढ़ेगा।

जी हाँ, MS FINCAP का मोर्गेज लोन फॉर किराना स्टोर्स से आप नई शाखा खोल सकते हैं और बिक्री बढ़ा सकते हैं।

MS FINCAP मॉर्गेज लोन से आप ट्रैक्टर और एग्रीकल्चर मशीनरी खरीद सकते हैं।

हमारी एनबीएफसी लोन प्रक्रिया (NBFC Loan Process) बेहद आसान है –
1. लोन आवेदन फॉर्म भरें (ऑनलाइन या ब्रांच पर)
2. ज़रूरी डॉक्यूमेंट जमा करें
3. हमारी टीम लोन पात्रता जांच करेगी
4. 7 – 10 कार्यदिवसों में लोन वितरण (Loan Disbursement)