Close
  • Home
  • About Us
    • About Us
    • Board of Directors
    • Board of Advisors
    • Management Team
    • Credit Ratings
  • Products
    • MSME Secured Business Loans
    • MSME Business Loans – Imperfect Collateral
    • MSME Women Loans
    • MSME Construction Loans
    • EdCred
  • Governance
    • Governance
    • Grievance Redressal
    • Fair Practice Code
    • Privacy Policy
    • Terms of Use
    • User Consent Form
    • NACH Cancellation
    • ESG Policy
    • List of Charges
  • Utilities
  • Careers
  • Testimonials
  • Contact Us
COVID-19 EMI POLICY
  • 0141-4036554
  • +91-93742 00200
  • info@msfincap.com
Facebook
Instagram
Linkedin
  • Home
  • About Us
    • Board of Directors
    • Board of Advisors
    • Management Team
    • Credit Ratings
  • Products
    • MSME Secured Business Loans
    • MSME Business Loans – Imperfect Collateral
    • MSME Women Loans
    • MSME Construction Loans
    • EdCred
  • Governance
    • Grievance Redressal
    • Fair Practice Code
    • Information Booklet
    • Privacy Policy
    • Terms of Use
    • User Consent Form
    • NACH Cancellation
    • ESG Policy
    • List of Charges
    • Co-lending Policy
  • Investors
    • Request for Demat
  • Utilities
  • Careers
  • Contact Us
  • Testimonials

  • Home
  • About Us
    • Board of Directors
    • Board of Advisors
    • Management Team
    • Credit Ratings
  • Products
    • MSME Secured Business Loans
    • MSME Business Loans – Imperfect Collateral
    • MSME Women Loans
    • MSME Construction Loans
    • EdCred
  • Governance
    • Grievance Redressal
    • Fair Practice Code
    • Information Booklet
    • Privacy Policy
    • Terms of Use
    • User Consent Form
    • NACH Cancellation
    • ESG Policy
    • List of Charges
    • Co-lending Policy
  • Investors
    • Request for Demat
  • Utilities
  • Careers
  • Contact Us
  • Testimonials

List of Charges

                                                                                List of Charges/ शुल्क की अनुसूची

S. No./

क्र. सं.

Particulars/ विवरण

Description/ वर्णन

UPFRONT CHARGES (CHARGES BEFORE/DURING DISBURSEMENT)/ अग्रिम प्रभार (वितरण से पहले/उसके दौरान प्रभार)

1

Login Fees - Non-Refundable*/ लॉगिन शुल्क - वापसी योग्य नहीं*

upto INR 7.50 Lacs – upto INR 2202/- 

INR 7.51 lacs to INR 15.00 Lacs – upto INR 3389/-

INR 15.01 Lacs & Above – upto INR 5508/- 

(*or as applicable)

7.50 लाख तक रुपये – 2202 रुपये तक

7.51 लाख रुपये से 15.00 लाख रुपये तक – 3389 रुपये तक

15.01 लाख रुपये और उससे अधिक – 5508 रुपये तक

(*या जैसा लागू हो)

2

Processing Fees/ प्रसंस्करण फीस

Upto 3% of sanctioned loan amount to be collected before disbursement or deducted from first disbursement, as per customer's consent/

3% तक, स्वीकृत ऋण राशि का ग्राहक की सहमति के अनुसार संवितरण से पहले वसूला जाएगा या पहले संवितरण से काटा जाएगा

3

Non-Postal Stamp/Stamp duty/

गैर-डाक स्टाम्प/स्टाम्प शुल्क

As applicable law of the state/

राज्य के लागू कानून के अनुसार

4

CERSAI: Creation/modification of Charge/ चार्ज का निर्माण/संशोधन 

INR 100/- (for loans above 5 Lacs) and; 

INR 50/- (for loans upto 5 lacs) or as per the charges levied by CERSAI/

100 रुपये (5 लाख से अधिक ऋण के लिए) और;

50 रुपये ( 5 लाख तक के ऋण के लिए ) या CERSAI द्वारा लगाए गए शुल्क के अनुसार

5

Long Tenor Fee (loan for duration of more than 7 years)/ लंबी अवधि शुल्क (7 वर्ष अधिक अवधि के लिए ऋण)

1% of sanctioned loan amount to be collected before disbursement or deducted from first disbursement, as per customer's consent/

1% स्वीकृत ऋण राशि का  ग्राहक की सहमति के अनुसार संवितरण से पहले वसूला जाएगा या पहले संवितरण से काट लिया जाएगा

6

Post Disbursement Document (PDD) Charges/

संवितरण पश्चात दस्तावेज़ (पीडीडी) शुल्क

0.25% of Loan amount/ ऋण राशि का 0.25%

7

File Documents Verification Charges/ फ़ाइल दस्तावेज़ सत्यापन शुल्क

 

upto INR 5 Lacs – INR 3,500/-

INR 5.01 to INR 7.5 Lacs – INR 4,500/-

INR 7.51 to INR 10 Lacs – INR 5,500/-

INR 10.01 to INR 15 Lacs – INR 6,000/-

INR 15.01 Lacs to INR 25 Lacs – INR 7,500/-

INR 25.01 Lacs to INR 50 Lacs – INR 10,000/-

INR 50.01 Lacs and Above – INR 15,000/-

5.00 लाख रुपये तक – 3,500 रुपये

5.01 लाख रुपये से 7.5 लाख रुपये तक – 4,500 रुपये

7.51 रुपये से 10 लाख रुपये तक – 5,500 रुपये

10.01 रुपये से 15 लाख रुपये तक – 6,000 रुपये

15.01 लाख रुपये से 25 लाख रुपये तक – 7,500 रुपये

25.01 लाख रुपये से 50 लाख रुपये तक – 10,000 रुपये

50.01 लाख रुपये और उससे अधिक – 15,000 रुपये

 

CUSTOMER SERVICE CHARGES/ ग्राहक सेवा शुल्क

1

Cheque/NACH/ECS Bounce Charges/

चेक /एनएसीएच/ईसीएस बाउंस शुल्क 

INR 1000/- per instance/1000/- रुपये प्रति उदाहरण

2

Prepayment Charges/ पूर्व भुगतान शुल्क

4% of the prepayment amount 
 (Part prepayment can be done once in a year upto 20% of the loan amount)/

पूर्व भुगतान राशि का 4% 

(आंशिक पूर्व भुगतान वर्ष में एक बार ऋण राशि के 20% तक किया जा सकता है)

3

Foreclosure Charges/ फोरक्लोजर शुल्क

8% of Principle Outstanding upto 24 EMI/PEMI after that, 4% of the repayment amount would be charged/ बकाया मूलधन का 8%  24 ईएमआई/पीईएमआई तक, उसके बाद पुनर्भुगतान राशि का 4% शुल्क लिया जाएगा

4

Late Payment Charges on EMI/PEMI default/ ईएमआई/पीईएमआई भुगतान में चूक पर विलंबित भुगतान शुल्क

4% monthly on overdue amount for delayed period/ विलंबित अवधि के लिए अतिदेय राशि पर 4% मासिक

5

Insurance Charges/ बीमा शुल्क

On Actual basis/ वास्तविक आधार पर

6

Statement of Account (SoA) Charges/ खाता विवरण ( एसओए ) प्रभार

INR 500/-

500/- रुपये

7

Foreclosure letter Charges/ फौजदारी पत्र शुल्क

INR 500/-

500/- रुपये

8

No Objection Certificate/ No Dues Certificate Charges/ अनापत्ति प्रमाण पत्र/अनापत्ति प्रमाण पत्र शुल्क

Once free after closure of loan
 Subsequently INR 500/- per request/ 

ऋण बंद होने के बाद एक बार निःशुल्क, तत्पश्चात प्रति अनुरोध 500/- रुपये

9

Duplicate Repayment Schedule Charges/List of Documents/ डुप्लीकेट पुनर्भुगतान अनुसूची शुल्क/दस्तावेजों की सूची

At the Time of Disbursement -: NIL
 For Copy of the same at any time: - INR 500/- Per request/ 

संवितरण के समय -: शून्य 

इसकी प्रतिलिपि के लिए: - INR 500/- प्रति अनुरोध

10

Photocopy of Security Documents/ सुरक्षा दस्तावेजों की फोटोकॉपी

INR 100/- per page with minimum charges of INR 1000/-

प्रति पृष्ठ 100 रुपये, न्यूनतम शुल्क 1000 रुपये

11

Certificate of possession of Security Documents/ सुरक्षा दस्तावेजों के कब्जे का प्रमाण पत्र

INR 5000/- per certificate/ प्रति प्रमाण पत्र 5000/- रुपये

  12

E-Nach registration failure charges/

ई- Nach पंजीकरण विफलता शुल्क

INR 500/-

500/- रुपये

13

Cheque/Repayment mode swap charges (per set)/ चेक /पुनर्भुगतान मोड स्वैप शुल्क (प्रति सेट)

INR 1000/-

1000/- रुपये

14

File Cancellation Charges/ फ़ाइल रद्दीकरण शुल्क

INR 5000/-

5000/- रुपये

15

Collection Charges/

संग्रहण शुल्क

INR 500/- per visit of the collection’s executive in case of recovery.

वसूली के मामले में संग्रह अधिकारी के प्रत्येक दौरे पर 500/- रुपये का जुर्माना लगेगा।

16

Rate Reduction Fee/ दर में कमी शुल्क

Upto 3% on POS/ पीओएस पर 3% तक

17

Customer Service Charges/ ग्राहक सेवा शुल्क

Nil/ शून्य

18

Document Custodian Fees/ दस्तावेज़ संरक्षक शुल्क

INR 600/- per day (Chargeable after 45 days from the closure of loan)/

600/- रुपये प्रतिदिन (ऋण समाप्ति के 45 दिन बाद प्रभार्य) 

Note: Goods and Service Tax as applicable/
नोट: वस्तु एवं सेवा कर लागू होगा

Effective as of April 1, 2024, the following clause apply:
  1. Clause 6, pertaining to Penal Charges on EMI default, is applicable to customers whose loan sanction and disbursement occur subsequent to April 1, 2024.
  2. For existing customers, clause 6 (Penal Charges on EMI default) take effect from July 1, 2024.

About Ms Fincap

It is a Non Banking Financial Company registered with Reserve Bank of India (RBI). It was incorporated under the provisions of Companies Act, 2013.

Facebook
Linkedin
Instagram

Information

FAQs
Utilities
Privacy Policy
Terms of Service
User Consent Form

Quick Links

Home
About Us
Products
Contact
Blog
NACH Cancellation
Testimonial
Regulatory Disclosure

Address

Corporate Office: 8th & 9th Floor, Galaxy Avenue, Tonk Road, Bapu Nagar, Jaipur, Rajasthan- 302015

Registered Office:  C-81,B, Chaitanya Marg, C-Scheme, C-scheme, Jaipur, Rajasthan, 302001

CIN: U67120RJ2016PTC055220

IRDAI Corporate Agency (Composite) Regn. No. : CA1026 (valid upto 06-Feb-2028)

Phone

0141-4036554, +91-93742 00200

Email

info@msfincap.com

Working Hours

9:30 am to 6:30 pm

Copyright 2025 by MS fincap Private Limited. All rights reserved