MSME Business Loans - Imperfect Collateral

We provide small ticket business loans to MSME against imperfect collateral based on their monthly cash flows. This product helps the MSME leverage the collateral which have distinctive limitations.

Overview

Tenure Up to

5 Years
Loan Amount Up to INR.

5 Lakhs

ROI

21% Onwards

  1. Minimum & hassle-free documentation
  2. Balance transfer facility
  3. Finance amount based on business cash flow
  4. Tailored EMI schedule based on your business needs
  5. LTV Up to 60%
  1. Quick Processing and Fast Disbursal
  2. Transparency in Processing
  3. Tranche Disbursement
  1. Application form with a recent photograph
  2. Certified Financial Statement for the last 2 years
  3. Proof of Residence: Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card
  4. Proof of Identity: Any one of Voters Card / Driving License / Employers Card
  5. Proof of business existence
  6. Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  7. Processing fee cheque
  8. Latest Bank Statement / Passbook (where salary / income is credited for the past 6 months)
  9. Copies of all Property Documents
  10. Stamp duty & Other charges as applicable